Ultimately though, the real question is;

How do you spend your ecomonic stimulus check most wisely!?

For one: Do Not fall into the WalMart trap of - "We're cashing your check without any fees ocurring to you!" The reason is pretty obvious, you cash it there, you'll fall for the tempation to spend it there. Certainly, if that's your intent from the get-go, then of course, go for it and spend some money at Walmart. However, food for thought here: Sam's club, a subsidiary of Walmart has oftentimes better prices than their bigger cousin. "Stop" you scream, "Sam's club is only for business and charges a member fee!". Right you are, they do charge a member's fee, I just signed up myself, it cost me $40 - and by the way, I'm not a business entitiy. In other words, you do not have to be a business to take full advantage of the better prices that Sam's club offers over Walmart. When you're already considering spending your money at the giant, at least spend it wisely.

Many of us consider buying a vehicle: Food for thought here as well. Do not buy anything brand new of the lot, but rather let someone else take the enormous depreciation that comes within the first 36-48mths of owning a vehicle. You can get outstanding cars, between 3 - 4 years old, that have been through the bulkload of rapid depreciation and even though they are continuing to loose value, the loss is slower and the car retains its value more stabile. Check with www.edmonds.com for the latest stats on depreciation.

Then there is the personal computing experience: Do Not fall for the highest priced PC that's out there - you won't even utilize half its power, unless you're a hard core gamer or animation graphic artist. If you are surfing the web, work of some spreadsheets, some word documents and play the ocassional low end game, you should consider a PC that's performing well on these tasks, not a machine that could fry an egg, order your next videos, watch your home security system and lets you program the next revolutionary Operating System - all at the same time.

Clothing: I was stunned - Sam's club has clothing! I was floored when i saw it, but when i figured out that i get the same IZOD shirt at Sam's for $14.95 as opposed to $19.95 - $22.95 at the next cheapest source, Burlington Coat Factory, i was thrilled!

The list continues, from electronic gadgets to video games to anything in between or exceeding the mid year wishlist: Bargain hunting is actually a lot easier than many of us are thinking. Just WATCH what's going on around you and you'll realize that a little diligence with your shopping spree will get you a lot more for your coin. In the end, we all like to get more for what we're spending, right? 

So, unless you decided to put your stimulus check to better use, like buying a piece of land, paying off/down old debts, starting a savings account, etc. go out there and compare. Right now, more than at any other time of year, short of Christmas and some other hotshot holidays, everyone wants your money - make sure you make it difficult for them to get to it!

GMJ

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